Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
A good option if you have poor or no credit history and are interested in a comparatively lower variable APR.
With an intro APR for balance transfers and no annual fee, the BankAmericard is a good option for paying down debt.
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
Learn some of the best ways to earn cash back on Airbnb and VRBO.
Learn why it’s a good idea to pay more than the minimum every month, if you can.
A cash advance is a short-term cash loan against the line of credit on your credit card.
Check out some of the best cash back cards available and their bonuses.
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
