Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
Reach out to your credit card issuer to request a name change on your card.
By leveraging the right credit cards, you can save money on travel and have more to spend at your destination.
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
Learn how the quarterly bonus structure works and how it compares to other options.
I got over $3,500 in value from my Amex Gold during the first year alone.
Here’s what to consider if you’re thinking about investing in I bonds today.
Your first auto loan can be mysterious — but you can peek behind the curtain.
