Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
I raised my credit score by more than 120 points with credit cards. Here’s how.
A credit score of 700 may limit some of your options, but you’re well on your way.
Depending on why it’s low, it can take months or even years to raise your credit score.
Here’s how to change your billing address with several major credit card issuers.
Read Bankrate’s list of the best credit card rewards programs for 2026.
See which BofA offers you qualify for without hurting your credit.
There are several benefits to upgrading your card with your current issuer.
Chase makes it easy to see if you prequalify for one of its top rewards cards.
