Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
The Amex Green Card may not be as popular as other Amex cards, but it offers more than meets the eye. Find out why one reader uses it for regular spending.
Get all the generous benefits this card offers for an annual fee of $0.
The Amex Marriott Bonvoy Brilliant’s $300 dining credit might be a downgrade from the previous hotel credit. Here’s everything you need to know about this and other changes to this card.
Elite credit cards come with generous rewards and perks but hefty annual fees.
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
Merchants will ask permission to store card details because of security standards
A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
