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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Even at higher rates, a HELOC is worth considering over other types of financing.
A woman calculates interest.
Compound interest is a powerful force for people who want to build their savings.
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Should homeowner you help out entrepreneurial you? Maybe, but consider carefully before you hock the house.
Warren Buffett and Charlie Munger attend a shareholders meeting
America’s top investors have achieved double-digit returns for years, sometimes decades.
Illustrated graphic featuring an image of a residential home for sale
High prices plus high interest rates lock many out of the American dream.
couple checking out at supermarket
Ally is launching three new cards: two cash back cards and one credit-building card.
California coast with houses
More homeowners are holding equity-rich real estate, according to new data.
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