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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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It’s when your home’s value sinks below the amount you owe on your mortgage.
Genesis And Gemini Photo Illustrations
Everything you need to know before trading crypto on the Gemini exchange.
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Some ways your home can cushion you when unexpected expenses arise.
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Probably not. Here are all the pros and cons to consider.
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They all let you tap your ownership stake, but they differ significantly in a lot of ways.
Couple looks at a tablet in a new home
You bet — in ways both good and bad.Here’s how to judge its impact.
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Use your home to fix your home by tapping your equity stake. Just bear the risks in mind.
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Who does the most business in HELOCs and home equity loans?
The trusted provider of accurate rates and financial information
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