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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

row houses in alexandria virginia
Wondering how to sell “by owner” in Virginia? It’s possible — but it’s a lot of work.
If you are looking into payday loans to make ends meet during inflation, you may want to find less expensive alternatives instead.
Woman using laptop to set up an IRA online
It’s not too late to get a tax deduction for your IRA contributions.
mom working on a laptop at home
Use what you own to pay off what you owe. Is it a good idea?
Couple sits on the couch in their new home
In real estate, it’s the thing that puts your house on the line if you miss mortgage payments.
couple at desk browsing on laptop
It’s a good way to get those balances off your back, but beware the risks.
A mom with her children outside
Some key facts and figures everyone who has a house should know.
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