Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
Shopping around for the best rate possible is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
Shopping around for the best rate possible is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting the right mortgage starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for September 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
Bankrate's featured news highlights
The latest
Choosing a mortgage lender is one of the biggest financial decisions, and your real estate agent can help you make it.
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Before you choose a lender, read these insider tips from a trusted source — Realtors.
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
A loan estimate is just that: an estimate. Here’s what you need to know.
Here are the best mortgage lenders for September 2026.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
Don’t let lack of knowledge hold you back from refinancing.
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
How to calculate if the costs outweigh the benefits.
A shared appreciation mortgage is a unique home financing arrangement.
Wondering how much homeowners insurance you need? Bankrate can help.
If you’re second-guessing your refi or home equity loan, you could have a way out.
Mortgage rates tick down amid uncertainty
Learn more about this popular exchange-traded fund and how to invest in it.
Understand what California’s Plan of last resort is and what it covers.
Here are the best mortgage lenders for September 2026.
Here are some of the best mortgage refinance lenders in 2026.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
After several missed payments, your lender can start the foreclosure process.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It’s not the end if you miss just one. But don’t make a habit of it.
Home equity stakes have risen across the U.S. But they’ve risen more in some places than others.
Compare the best high-yield savings rates as of Aug 8, 2025.
It’s like a mortgage, only it makes foreclosure a lot easier.
