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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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Rating: 4.6 stars out of 5
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The latest

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Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
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It’s a mortgage with a fluctuating interest rate. This can save you some money in the early years — but it’ll likely cost you in the long run.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
U.S. home prices hit a new record in June, according to the latest data from the National Association of Realtors. That affordability hurdle means shopping for a mortgage rate is more important than ever. [...]
Featured image of Crystin Liboma and her husband.
Crystin Liboma refinanced into a lower-rate, shorter-term mortgage to rescue her finances.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
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Bankrate’s research shows most buyers make the exact same mistake before closing on a house: they don’t shop for a mortgage.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Here are the best mortgage lenders for September 2026.
home equity options
Not all equity-tapping methods are created equal.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
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Find out if your lender can offer you a better deal.
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It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
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If the martial home has a lien on it, things can get complicated.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Here are the best mortgage lenders for September 2026.
Here are some of the best mortgage refinance lenders in 2026.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
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Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
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After several missed payments, your lender can start the foreclosure process.
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For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
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Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Image of five stylized houses in a row. The first house, on the left, is small and the houses get taller as they go to the right.
Home equity stakes have risen across the U.S. But they’ve risen more in some places than others.
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Compare the best high-yield savings rates as of Aug 8, 2025.
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It’s like a mortgage, only it makes foreclosure a lot easier.
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