Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Credit card statements contain important financial information. Here’s how to manage both paper and digital statements.
You can earn extra rewards through Capital One just by referring your friends. Here’s how the issuer’s Refer a Friend program works.
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
Wage garnishment is one of the final steps in the debt collection process.
When contacting your credit card issuer, preparing for the call means you’re more likely to get you what you need. Here’s how to get ready.
While the COVID-19 pandemic made contactless payment options more popular than ever, consumers have grown to love using touch-free payment options.
What to know about making money through swing trading as well as the risks involved.
Find out what you can do when a subscription renews without your knowledge.
