Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
You don’t have to be a member of the Rockefeller or Gates families to benefit from a trust.
Learn more about credit card default and what to do if you find yourself in that situation.
Earning an 800 credit score means you’ve done everything you need to do to prove that you are a creditworthy consumer.
If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.
Whether you’re a business traveler or taking the family on a much-needed vacation, having elite status can pay off.
If your credit card has a high annual fee, downgrading may be an option to save money and your credit score.
A growing Southern hub for tech, the Austin metropolitan area took the top spot.
Read on to learn how to use the Chase Ultimate Rewards portal, the benefits of doing so and more.
