Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Saving money on gas with credit cards isn’t as simple as it seems.
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
Your mortgage statement contains important information about your balance and payments.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
Returning an item purchased with credit will cause points earned to be deducted.
Booking car rentals with rewards points can offer some value to travelers.
Store credit cards reward loyalty, but they may not be the best choice for you.
