Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Before you book your next vacation, look for ways to score free breakfast.
Learn how to use Alaska Airlines miles with its partners.
Is sharing your credit card illegal? No, but here’s why you still shouldn’t do it.
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
Both authorized users and joint applicants can share credit cards, but should they?
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
What do you do if you receive a credit card you didn’t apply for?
APR is your card’s interest rate, and it will cost you if you carry a balance.
