Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
The U.S. Bank Visa Platinum Card deserves strong consideration if you’re looking for a way to tackle high-interest credit card debt.
Has inflation left you underinsured? Bankrate investigates.
How to post bond with a card, including any exceptions and financial impacts.
Learn when, why and how to close your American Express account.
A student credit card is a big deal. Here’s what you should know before getting one.
Before signing up for a 0 percent APR card, check out these little-known facts.
A higher interest rate will kick in once your promotional APR ends.
