Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
Find out how to use a 0 percent APR credit card to finance home projects.
Pairing your credit card with the Upside app can help you save more than you think.
A business credit card can help manage the cost of your business, whatever the gig.
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
Understanding the difference between APR and APY can help you make smart money decisions.
A credit card can be a good financial tool. When should you get one?
Check out Bankrate’s top Delta credit card picks.
