Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Credit card refunds are easy to request, but they may take two weeks to process.
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
Keep an eye out for fraud and take these steps to mitigate the damage if you find any.
Knowing how your car insurance premium is calculated gives you the power to lower it
A cash advance is a last-resort option to get money for an emergency or unplanned expense, but it comes with high interest and transaction fees. Here’s how to minimize the cost of a cash advance.
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
Most rental car companies make you take extra steps to rent with a debit card.
Credit card preapproval or prequalification — Which one is better and how to get it.
