Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Home equity news: Home prices hit another high, and why home equity isn’t equal for everyone
A roundup of the week’s top stories in home equity, mortgages and real estate.
3 min read Jul 25, 2025 -
What is a homeowners insurance deductible?
Your deductible is the amount you pay out of pocket when you file a claim.
8 min read Jul 24, 2025 -
Locked out of wealth: The racial divide in home equity
The rising home equity tide doesn’t lift all homeowner boats equally.
7 min read Jul 24, 2025 -
Best renters insurance in New Jersey
Bankrate’s research found five standout renters insurance companies in New Jersey.
9 min read Jul 22, 2025 -
Life insurance with living benefits
Want to know how living benefits from life insurance policies help? Bankrate explains.
6 min read Jul 21, 2025 -
What the GENIUS Act could mean for stablecoins, crypto investors and potentially taxpayers
Critics say the bill sets the stage for an eventual massive bailout of the cryptocurrency sector.
5 min read Jul 18, 2025 -
Why credit card loyalty is overrated, and when it makes sense to consider making a change
When you have a credit card you’ve been using for years, it’s all too easy to hold on to it. Plus, credit card issuer loyalty does have its advantages. But it also might mean you’re missing out on [...]
4 min read Jul 18, 2025 -
Solar tax credit and other clean energy credits: Get them before they’re gone
The solar tax credit, plus other residential clean energy and energy efficient home improvement credits, are about to expire.
6 min read Jul 18, 2025 -
How to plan a camping trip on a budget
A camping trip can help you save money while enjoying the great outdoors.
7 min read Jul 18, 2025 -
Premiums Rising, Options Shrinking: Inside Texas’ Home Insurance Squeeze
Learn why Texas homeowners are facing high rates and difficulty obtaining insurance.
4 min read Jul 17, 2025
