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Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Smiling father holds smiling daughter on his lap while looking at a computer
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
A majority (81%) of Americans did not increase their emergency savings this year
Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC.
The big question: How long will the Fed be on hold?
Image of money and keys within a wallet
For the average single-family homeowner, ongoing yearly expenses have increased 26 percent since 2020, according to a new Bankrate study.
A large house. Blaring sirens juxtaposed
Despite costs and regrets, most Americans still value homeownership.
It can help the unconventional borrower get a home, but at a high cost — and default risk.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
A homebuyer considers their finances and taxes
Mortgage credit certificates aim to make owning a home a more affordable reality.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
Analog alarm clock sitting on a stack of cash
Learn what the term means and the difference between casual day trading and pattern day traders.
Woman using laptop to set up an IRA online
It’s not too late to get a tax deduction for your IRA contributions.
Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Woman at grocery store in produce section
There are many ways to redeem cash back rewards, including as a statement credit.
An officer slipping a parking ticket under a car's windshield.
Parking tickets don’t affect insurance as much as moving violations.
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Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Smiling woman looks out airplane window.
Learn which Capital One transfer partners allow you to transfer at a 1:1 rate.
Young couple walking in the Taj Mahal courtyard
Your credit card might not work in a foreign country. Here are some tips when traveling.
Man walking through Walmart produce section
Walmart Pay lets you cover in-person Walmart purchases using your mobile device.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
A used car lot promotes easy financing in its storefront.
Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]
A dealership with a "We Finance" banner
This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps wrecked credit — that can span years. It’s also a story about how it’s all [...]
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
A tire with money and a chart in the background
Here’s what’s driving the rise in missed payments and what this says about the financial health of U.S. consumers and the road ahead for the economy.
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