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Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Smiling father holds smiling daughter on his lap while looking at a computer
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
A majority (81%) of Americans did not increase their emergency savings this year
Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC.
The big question: How long will the Fed be on hold?
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Skyscrapers in financial district.
Your bank’s mortgage offer may sound tempting, but before you jump in, make sure you can’t get a better deal elsewhere.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Woman at grocery store in produce section
There are many ways to redeem cash back rewards, including as a statement credit.
An officer slipping a parking ticket under a car's windshield.
Parking tickets don’t affect insurance as much as moving violations.
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Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Smiling woman looks out airplane window.
Learn which Capital One transfer partners allow you to transfer at a 1:1 rate.
Young couple walking in the Taj Mahal courtyard
Your credit card might not work in a foreign country. Here are some tips when traveling.
Man walking through Walmart produce section
Walmart Pay lets you cover in-person Walmart purchases using your mobile device.
A young business owner stands behind the counter of her coffee shop, looking discouragingly at the day’s receipts.
This shows the struggle minority business owners face to gain access to capital.
Male business owner in glasses using a laptop while reviewing documents.
A business loan proposal is often an essential part of a small business loan application, explaining to lenders what you plan to use the funds for.
Man standing in the doorway of a business with his arms crossed.
Debt financing is a popular way to fund small businesses, but it might not be the right option for every business.
Father and son celebrate at college graduation
Refinancing versus consolidation depends on the type of loan you have.
Young woman reads a book at her desk.
Here’s how to determine if Revised Pay As You Earn is right for your student loans.
Kamala Harris and Miguel Cardona speak at a podium
This marks the largest student loan discharge made by the Education Department.
Happy young woman is enjoying working from home
Finding a car loan is no easy feat right now thanks to economic pressures.
Man paying credit card with balance transfer credit card
With debt consolidation, you ultimately need a plan in order to tackle your debt.
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