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Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Smiling father holds smiling daughter on his lap while looking at a computer
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
A majority (81%) of Americans did not increase their emergency savings this year
Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC.
The big question: How long will the Fed be on hold?
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Skyscrapers in financial district.
Your bank’s mortgage offer may sound tempting, but before you jump in, make sure you can’t get a better deal elsewhere.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Young woman looking at shop windows through the streets
This year, most Americans are also planning to buy gifts for themselves.
Person looking at tablet with credit card
Get up to a 100,000-mile bonus with Capital One’s Venture Cards.
Young couple shopping online outdoors
As the “buy now, pay later” (BNPL) industry continues to grow, traditional credit card issuers are adapting their offerings to lean into this trend.
Woman using mobile next to buildings
Capital One launches a new premium travel card, Venture X. Find out what this card offers.
Person looking at phone and holding credit card
As the COVID-19 pandemic has begun to subside, the credit card world has gone to full-on overdrive.
Young woman wearing face mask sits on a city curb and smiles as she uses her laptop
Thanks to PayPal Key, almost all online purchases could qualify for the Freedom Flex card’s Q4 cash back categories.
Person looking at phone and holding credit card
Young Americans would rather discuss their personal life than their credit card balances.
Adult woman sits on the couch in front of her living room window as she uses her smartphone
A year after 0 percent balance transfer promotions went into hiding, they’re back in a big way.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
A used car lot promotes easy financing in its storefront.
Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]
A dealership with a "We Finance" banner
This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps wrecked credit — that can span years. It’s also a story about how it’s all [...]
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
A tire with money and a chart in the background
Here’s what’s driving the rise in missed payments and what this says about the financial health of U.S. consumers and the road ahead for the economy.
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