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Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
Someone cutting a stack of cash with scissors
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
Student studies with a calculator at her desk
From part-time jobs to payment plans, there are ways to pay for college without aid.
Happy woman using a computer
Living paycheck to paycheck can take a toll on one’s physical and mental health.
A young business owner stands behind the counter of her coffee shop, looking discouragingly at the day’s receipts.
This shows the struggle minority business owners face to gain access to capital.
Male business owner in glasses using a laptop while reviewing documents.
A business loan proposal is often an essential part of a small business loan application, explaining to lenders what you plan to use the funds for.
Man standing in the doorway of a business with his arms crossed.
Debt financing is a popular way to fund small businesses, but it might not be the right option for every business.
A woman enjoying the air quality in her home
A guide to help you breathe easier.
Father and son celebrate at college graduation
Refinancing versus consolidation depends on the type of loan you have.
Young woman reads a book at her desk.
Here’s how to determine if Revised Pay As You Earn is right for your student loans.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
L.A., Miami, New York City and D.C. are the worst large metros for mortgage overpayment, Bankrate’s research finds.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Skyscrapers in financial district.
Your bank’s mortgage offer may sound tempting, but before you jump in, make sure you can’t get a better deal elsewhere.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
yellow house atop stack of money, blue background
Mortgage rates held steady this week along with inflation, remaining just below 6.5%.
Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Woman at grocery store in produce section
There are many ways to redeem cash back rewards, including as a statement credit.
An officer slipping a parking ticket under a car's windshield.
Parking tickets don’t affect insurance as much as moving violations.
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Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Smiling woman looks out airplane window.
Learn which Capital One transfer partners allow you to transfer at a 1:1 rate.
Young couple walking in the Taj Mahal courtyard
Your credit card might not work in a foreign country. Here are some tips when traveling.
Man walking through Walmart produce section
Walmart Pay lets you cover in-person Walmart purchases using your mobile device.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
design image of a red car in the background and stacked coins in the front plane
Access to credit is tightening — here’s what it means for you.
A used car lot promotes easy financing in its storefront.
Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]
A dealership with a "We Finance" banner
This is a story about a predatory loan that can ensnare you in a matter of hours and lead to crushing debt — and perhaps wrecked credit — that can span years. It’s also a story about how it’s all [...]
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
A tire with money and a chart in the background
Here’s what’s driving the rise in missed payments and what this says about the financial health of U.S. consumers and the road ahead for the economy.
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