First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
-
10 first-time homebuyer mistakes to avoid
From not shopping around to trying to time the market, here are missteps to avoid when buying a house.
6 min read Feb 09, 2026 -
How to save for a down payment
Saving the cash you’ll need upfront on a house can be tough. These tactics can help.
5 min read Feb 09, 2026 -
Origination fee: What it is and how to lower your mortgage costs
Here’s how much origination fees usually cost, and how to negotiate to save money.
5 min read Jan 22, 2026 -
How to get preapproved for a mortgage
If you’re serious about buying a home, it’s the first thing you should do.
9 min read Jan 21, 2026 -
New York first-time homebuyer assistance programs
These programs can help first-time homebuyers in New York.
9 min read Jan 16, 2026 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
9 min read Oct 31, 2025 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
7 min read Oct 24, 2025 -
3 traps the mortgage industry doesn’t want you to know about — and how to avoid them
The mortgage industry has ways to keep you from shopping around or getting the best deal. Here’s how to avoid the traps.
6 min read Oct 10, 2025 -
Prequalified vs. preapproved: What’s the difference?
They sound similar, but only one assures home sellers you’re a serious buyer.
3 min read Sep 30, 2025 -
Should you apply for a mortgage online?
Most lenders offer a way to apply for a mortgage online, but it’s not for everyone. Here’s what to consider.
6 min read Sep 26, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer