Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Small business loan basics


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Debt-service coverage ratio: What is it and how do you calculate it?
A business’s DSCR indicates how well its cash flow covers its debts.
4 min read Nov 29, 2023 -
How to write off repayment of a business loan
You can’t write off the loan, but you may be able to deduct interest paid.
5 min read Nov 29, 2023 -
How much will a short-term business loan cost?
Short-term loans are great for emergencies and seasonal changes but aren’t cheap.
6 min read Nov 28, 2023 -
What is the SBA weekly lending report and how does it work?
Learn more about where most of the SBA 7(a) and 504 loans go.
7 min read Nov 22, 2023 -
SBA loan statistics: Race and gender
Funding for these underrepresented groups remains a challenge.
8 min read Nov 22, 2023 -
11 grants for farmers
There are federal, state and private grants available for farms to support their growth and development.
11 min read Nov 22, 2023 -
Budding opportunities for Buddy’s Wine: Serving up unique wine and community engagement
Buddy’s Wine in Ventura, CA, is a new business dedicated to community engagement and support.
4 min read Nov 22, 2023 -
Do you need a down payment for a business loan?
Down payments are required for some business loans, but not all. Here are the business loans that do and don’t require down payments.
5 min read Nov 21, 2023 -
What happens if you default on a business loan?
We’ll show you ways to avoid business loan default and what to do if you can’t.
5 min read Nov 21, 2023 -
How to apply for an Employer Identification Number (EIN)
Applying for an EIN is an easy way to separate your business and personal finances. Here’s how.
4 min read Nov 21, 2023