Homeownership
Find tips for paying off your mortgage, refinancing to a better interest rate and boosting your home's value.
Latest Articles
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Prepaying your mortgage: What is it and should you do it?
Pay a little more every month, and cut your mortgage interest by a lot.
5 min read Feb 27, 2026 -
How to save for a down payment
Saving the cash you’ll need upfront on a house can be tough. These tactics can help.
5 min read Feb 09, 2026 -
Understanding the home equity loan approval process
It’s like applying for a mortgage. Only a tad tougher.
7 min read Jan 30, 2026 -
HELOC and home equity rate forecast for 2026: Rates will drop to three-year lows
Bankrate’s Senior Industry Analyst Ted Rossman shares his take on what will happen to HELOC and home equity loan rates in 2026.
4 min read Jan 06, 2026 -
Conforming loan limits in 2026
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
2 min read Dec 02, 2025 -
Home equity rates drop to two-year low
This is the week that was for home equity rates.
3 min read Oct 08, 2025 -
Slight gains for home equity rates, holding near 2025 lows
This is the week that was for home equity rates.
3 min read Oct 01, 2025 -
Home equity rates tumble to new lows, one week after the Fed’s rate reduction
This is the week that was for home equity rates.
3 min read Sep 24, 2025 -
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
This is the week that was for home equity rates.
2 min read Sep 17, 2025 -
How are mortgage rates determined?
Understanding mortgage rate movements could save you money.
6 min read Sep 12, 2025
