Bankrate Data Center
Since 1982, Bankrate has been the go-to source for personal finance data: trusted by journalists, researchers and consumers alike. By combining rate tracking insights across decades with consumer sentiment from our proprietary surveys, we’ve provided 360-views of financial trends for more than 40 years.
Explore historical rate insights across financial products
For decades, our exclusive Bankrate Monitor (BRM) National Index has provided Bankrate experts and media direct access to rate averages.
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Keep tabs on consumer sentiment changes with survey data
Discover changes in how people view key economic measures, including their own finances, through Bankrate’s detailed survey data.
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How long would your emergency savings last?
Surveying U.S. adults since 2011
Last updated: May 16, 2025
Emergency savings
How would you pay for a $1,000 unplanned expense?
Surveying U.S. adults since 2018
Last updated: Dec 6, 2024
Emergency savings
Do you have more credit card debt or emergency savings?
Surveying U.S. adults since 2011
Last updated: Jan 3, 2025
Credit card debt
What is your biggest financial priority?
Surveying U.S. adults since 2018
Last updated: Jan 3, 2025
Personal finance
How long have you carried a credit card balance?
Surveying U.S. adults since 2019
Last updated: Nov 13, 2024
Credit card debt
How do you prefer to invest your money?
Surveying U.S. adults since 2013
Last updated: Jan 17, 2025
Investing
What is your personal finance outlook this year?
Surveying U.S. adults since 2018
Last updated: Nov 4, 2025
Personal finance
What are your financial goals?
Surveying U.S. adults since 2018
Last updated: Nov 4, 2025
Personal finance
How do you define the American dream?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
Homeownership
What's holding you back from homeownership?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
HomeownershipThe latest Bankrate data studies by category
It can be a smart strategy, provided you understand what you’re risking.
A majority (81%) of Americans did not increase their emergency savings this year
Despite progress in recent years, there’s still a gender gap in retirement planning.
Americans don’t want to talk about money, but there can be drawbacks to staying quiet.
Many Americans are worried they won’t get their full Social Security benefits.
Home insurance takes center stage in real estate deals.
No-interest furniture loans are very enticing. Consider the downside before getting one.
The gender pay gap impacts all women, but not in the same way.
Learn about the findings of the new Fed report for dips in credit card balances.
Choose the right luxury travel card for you with this head-to-head comparison.
Will the Fed cut rates for a second-straight meeting?
It can be a smart strategy, provided you understand what you’re risking.
No-interest furniture loans are very enticing. Consider the downside before getting one.
Can a Fed rate cut stop the housing market roller coaster?
Wondering how to sell “by owner” in Virginia? It’s possible — but it’s a lot of work.
Some key facts and figures everyone who has a house should know.
Here’s how to buy into a pro sports team and a few of the best available options.
Can you afford to buy a home with an income of $70,000?
How much income do you need for a $800K home purchase?
The Capital One miles travel program is a user-friendly rewards system.
Both cards offer flexible rewards, but one has a higher rewards potential overall.
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.
Delaware is the best state for retirees this year, followed by West Virginia, Georgia, South Carolina and Missouri.
Signing up for the Prime Visa before this year’s Prime Day was a no-brainer.
Many Americans plan to spend more — and even go into debt — for fun this year.
To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.
This is the perfect time to work toward a Southwest Companion Pass.
The gender pay gap impacts all women, but not in the same way.
Explore Tennessee’s car insurance laws and the consequences of not meeting them.
Both cards offer flexible rewards, but one has a higher rewards potential overall.
Can a Fed rate cut stop the housing market roller coaster?
Millennials plan to spend $208 for Feb. 14, compared with $152 for the average adult.
Each state has its own taxation system, usually a combination of income, sales and property taxes.
If your employer didn’t pay the IRS, you can still claim withheld taxes. Here’s what to do.
Trusted industry voices backed by Bankrate data
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Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more
Citing Bankrate’s credit card & savings rate data
More Americans have brighter outlook on state of finances for next year: survey
Featuring Bankrate’s Financial Outlook survey
What the Fed’s Rate Policy Means for Your Finances
Citing Bankrate’s credit card & savings account data
