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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Couple Shopping At Supermarket
The new Upgrade Cash Rewards Elite Visa combines features of both a personal loan and traditional credit card — and also offers rewards on purchases.
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With an intro APR for balance transfers and no annual fee, the BankAmericard is a good option for paying down debt.
young woman looking at her credit card and working on her laptop
The Quicksilver vs. the Discover it Balance Transfer comes down to which card has the best rewards structure and 0 percent intro APR offer.
woman looking at credit card and typing on computer
A balance transfer credit card can be a valuable tool when you need to pay off debt.
IRA file
This type of account can help your child save for retirement as soon as they start earning income.
woman working on laptop at home while holding credit card
Here are some strategies to reduce debt, lower your interest rates and begin your journey toward a debt-free life.
adult on his computer paying with a card
Credit card debt can be tricky, but a balance transfer card may be able to help.
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