Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/01/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.76^%_APY

National Average

0.65^%_APY

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

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Losing your wallet can be reduced to a minor inconvenience if you know what to do.

Online banks typically offer savings accounts with much higher yields than brick-and-mortar banks.

You may have to do some research, but it’s not hard to find a decent savings account rate.

Robinhood’s first credit card promises terrific cash back — but what’s the catch?

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Working with less can keep women from saving, investing and growing wealth.

Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him

A lender may not let you remove a car loan co-signer without refinancing.

Mutual fund taxes can be complicated. Here’s what you need to know.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

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CD terms can range from three months to five years. Learn which one is right for you.

A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Expect yields to continue trending downward in 2026.

Young woman calculating her finances while sitting with her laptop.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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Here are simple steps to take to avoid paying checking account fees.

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In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

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How to avoid these banking mistakes.

Here’s what other banks have to offer that you might be missing out on at yours.

Consumers without a bank account face hurdles when trying to cash a check.

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The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Compare top-rated banks

See how much your savings can grow

Latest articles

Help us shape the future of personal finance