Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/29/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/29/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.43%APY
VS
National Average
0.46%APY
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
The best account to save your money will vary by your goal.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Get the latest rates on top-yielding money market accounts.
How Reg. D impacts your savings account and why it pays to check with your bank.
CD terms can range from three months to five years. Learn which one is right for you.
Expect yields to continue trending downward in 2026.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
It’s easy to get caught up in the holiday spirit and overspend. Here are ways to avoid that trap.
More than 3 in 5 Americans are worried about their incomes over the next six months.
Experts say it’s time to prepare now for an expensive gift-buying season.
The coronavirus pandemic drained Americans’ savings accounts.
The first of six monthly Child Tax Credit (CTC) payments start July 15.
The savings account has always been a time-tested standby. Here’s why it still matters.
Before making this your own version of the roaring ’20s, here’s what you may want to consider.
Those taxpayers could potentially see thousands of extra dollars when they file for the Recovery Rebate Credit.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
Here are simple steps to take to avoid paying checking account fees.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Here’s what other banks have to offer that you might be missing out on at yours.
Consumers without a bank account face hurdles when trying to cash a check.
The trusted provider of accurate rates and financial information
