Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/30/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/30/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.43%APY
VS
National Average
0.46%APY
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
The best account to save your money will vary by your goal.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Get the latest rates on top-yielding money market accounts.
How Reg. D impacts your savings account and why it pays to check with your bank.
CD terms can range from three months to five years. Learn which one is right for you.
Expect yields to continue trending downward in 2026.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Comparing savings rates can ensure you get the best return on your savings.
The best account to save your money will vary by your goal.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
Savers can stash their cash in a brokerage these days to rack up returns.
Interest is the price you pay to borrow money or the cost you charge to lend money.
It’s not easy to run a small business. How to set up and start a small business?
Losing a cashier’s check is much different than losing a personal check.
Knowing your financial needs and goals can help you choose where to keep your money.
What is a lienholder and how does it affect your car insurance?
It’s free to add authorized users on the Capital One Venture X, and they receive an impressive list of benefits.
Real estate transactions are notoriously slow — but there are ways to speed up the process.
Selling a used car with a lien can be tricky. Follow our tips to maximize your sale.
When mortgage rates stay stubbornly high, smart buyers pause and grow their savings instead. Here’s why this strategy pays off big.
The trusted provider of accurate rates and financial information
