Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/29/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/29/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.43%APY
VS
National Average
0.46%APY
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
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Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
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It could save you time when switching accounts and even inspire you to build a bank of your own.
Don’t settle for rock-bottom yields. You can earn a sizable return at these online banks.
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