If you return a purchase, can you keep the credit card rewards?
Returning an item purchased with credit will cause points earned to be deducted.
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand circling the globe for more than 25 years. She’s a backpacker, expert and premium traveler who’s visited more than 130 countries and all seven continents. Her life motto is “See the world, change the world, have fun doing it!” and her mission is to inspire others along the journey.
Zito loves teaching aspirational travelers how to access the world. And she shares her tips in her two books: “Upgrade Unlocked: The Unconventional Guide to Luxury Travel on a Budget” and "The Honeymoon Hack.” She’s also presented at many events, including Women’s Travel Fest, The World Domination Summit, Frequent Traveler University, Econome and Creative Live.
Zito's favorite travel hack is a hotel upgrade that lands her in a soaking tub with a view of the ocean. When she isn’t working from an airport lounge or an over-the-water bungalow somewhere exotic, she can be found hiking and camping in Portland, Oregon. Zito studied journalism at Samford University where she also discovered her love for international travel while completing studying abroad programs in London and China.
Your possibility for seeing the world is not contingent on having a lot of money, and you can experience luxury beyond your means without breaking your budget or going into debt.
— Stephanie Zito
How early is too early for holiday shopping? People are starting as early as August.
The MLS, or Multiple Listing Service, compiles the homes that are for sale in a particular area.
Lying on your application can have serious consequences, so think twice before you submit.
Found a lost credit card? Here’s what you should do next.
Keep or close an account? It depends on your credit and how much it could affect your score.
Learn how store credit cards can affect your finances and credit score, and tips to staying on top of debt.
When faced with the temptation of a big impulse purchase, try this savings rule.
You may have to fill out information for only one parent.
We appreciate your feedback
Thank you for taking the time to share your experience.