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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • Tally

    Tally is a digital platform that offers credit lines with competitive interest rates, designed to help consumers pay off credit card debt faster.

    6 min read Aug 06, 2025
  • Earnin

    EarnIn can help you tide things over until your next paycheck by providing cash advances of up to $750, without fees.

    5 min read Aug 06, 2025
  • Truist Personal Loans

    Truist, a regional bank, offers personal loans with lower maximum APRs than many lenders.

    5 min read Aug 06, 2025
  • Apple Pay Later

    Apple Pay Later stands out among other BNPL apps. It doesn't charge APRs or fees and offers unique benefits for those who qualify.

    6 min read Aug 06, 2025
  • Clasp Employer Sponsorships: 2025 Review

    Clasp (formerly Stride Funding) formerly facilitated income share agreements, but now connects students to employers that will help pay down their debt.

    2 min read Aug 06, 2025
  • RISE

    RISE offers small personal loans of $300 to $5,000 and doesn’t charge origination or application fees, but its APRs can be as high as 299 percent.

    6 min read Aug 06, 2025
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