What are usury laws and maximum interest rates?
The CARD Act doesn’t set a cap on interest rates, but there are things you can do if your rate rises.
4 min read
Apr 18, 2024
Raychelle Heath
Personal Finance Contributor
Raychelle Heath is a freelance writer who began working with Bankrate in 2019. She has covered such topics as the best credit cards to use abroad and how to maximize credit card rewards. She’s originally from South Carolina, but has recently adopted the life of a digital nomad. When she isn’t writing, she can be found teaching yoga and meditation or participating in arts outreach initiatives.
Raychelle's latest articles
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How to build credit as a college student
Build credit in college with credit cards and responsible card usage.
7 min read Apr 04, 2024 -
Do magnets affect credit cards?
Learn about how magnets can damage your credit card’s magnetic strip.
4 min read Mar 29, 2024 -
What is an unsecured credit card?
Unsecured credit cards don’t require a security deposit for approval and cover a wide range of card types.
6 min read Oct 19, 2023 -
What is TSA PreCheck? Everything you need to know
TSA PreCheck is a program that lets you breeze through airport security lines
5 min read Oct 13, 2023 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
3 min read Jul 11, 2023 -
How to pay taxes with a credit card
How to make tax payments using a credit or debit card?
5 min read Apr 27, 2023 -
Should you apply for multiple credit cards?
Having multiple credit cards can have lots of benefits, including boosting your credit score, as long as you time your applications well and maintain your credit cards responsibly.
5 min read Apr 25, 2023
