How to get a business loan
Prepare for your business loan by comparing what you need with how much you can afford.
7 min read
Mar 29, 2026
Olivia Chen
Former Senior Writer, SMB Loans
EXPERTISE
- Small-business
- Small-business loans
- Finance
EDUCATION
- B.A. in anthropology, University of Notre Dame
- ABA certified in Business and Commercial Lending
Olivia joined Bankrate with eight years of experience in small business — both in small-business lending and covering small-business loans. She has a strong background in translating complex financial information into clear and engaging narratives.
Olivia is certified in business and commercial lending through the American Banker’s Association. Her writing has appeared in The Associated Press and NASDAQ among other publications.
Olivia beyond Bankrate
Olivia's latest articles
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Pros and cons of alternative business lenders
Alternative business lending can help you get funded, but often at a higher cost.
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What is a business credit score and how does it work?
Your business’ credit score reflects its creditworthiness and iIt can be improved.
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How to get a loan to buy a business
Explore what’s involved with getting a loan to purchase a business.
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How to boost business revenue and growth
Understanding how to boost revenue can help establish your business.
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How to get a secured business loan
Learn the steps involved with getting a secured business loan and what collateral you can use.
5 min read Jun 13, 2025
