Kiva
Kiva microloans operate on a crowdfunding, peer-to-peer model. They have minimal requirements and could be a good option for smaller businesses or startups.
7 min read
Aug 25, 2026
Michelle Honeyager
Contributor, Personal Finance
EXPERTISE
- Personal loans
- Student loans
- Auto loans
- Debt relief
- Budgeting
EDUCATION
- Bachelor of Arts in English professional writing, Mount Mary College
Michelle Honeyager graduated summa cum laude from Mount Mary College with a degree in English professional writing, where she studied journalism and technical writing. She has been writing about finance topics for over six years. Covering topics like loans, credit building and autos, she is passionate about helping people achieve their financial and personal goals.
Michelle beyond Bankrate
Michelle's latest articles
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What is an LLC loan and how does it work?
An LLC loan may void your liability protections. Check out our guide to learn more.
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What you need to know about FAFSA requirements
Here’s how to be prepared when it comes time to fill out your FAFSA form.
5 min read Feb 10, 2025 -
How to choose a private student loan for college
Private loans for college vary in cost — compare before applying.
7 min read Jul 02, 2024 -
Alternatives to unsecured business loans
Secured business loans may be cheaper and more accessible than unsecured loans.
5 min read Jun 27, 2024 -
How much does a boat cost to purchase and own?
If you are interested in buying a boat and setting sail on the open water, you have a lot of costs to consider.
8 min read Apr 29, 2024 -
Alternatives to Nationwide auto loans
Nationwide auto loans are no longer available.
1 min read Mar 25, 2024 -
The 8 best car buying apps
We have nine car buying apps to help you compare, find and buy cars.
6 min read Feb 05, 2024
