How much should I spend on a house?
Your income, credit score and mortgage interest rate all play a part in home affordability.
5 min read
Jul 10, 2025
Mia Taylor
Contributing Writer
EXPERTISE
- Real estate and mortgages
- Consumer loans
- Small business loans
- Home equity loans
- Insurance
- Credit cards
EDUCATION
- Master's degree in Journalism and Media Studies, San Diego State University
Mia Taylor is a contributor to Bankrate and an award-winning journalist who has two decades of experience. She has worked as a staff reporter or contributor for some of the nation's leading newspapers and websites including The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com.
Mia's latest articles
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What is a bank statement loan?
While an option for some borrowers, there are downsides.
7 min read Jun 26, 2025 -
FHA 203(k) loans: What they are and how they work
This type of mortgage lets you pay for a home and renovations with a single loan.
6 min read Jun 20, 2025 -
Documents needed for mortgage preapproval
Here’s a checklist of what you need to get a mortgage preapproval letter.
6 min read Jun 20, 2025 -
Can you take out a home equity loan on a paid-off house?
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
10 min read Jun 19, 2025 -
How to build equity in your home in 2025 (and why you should)
It’s a smart financial move. Here’s how to do it.
8 min read Jun 13, 2025 -
How to sell your house fast
Real estate transactions are notoriously slow — but there are ways to speed up the process.
6 min read Jun 06, 2025 -
Alternatives to LLC loans
If your business is an LLC, there are a lot of financing options to choose from.
7 min read May 22, 2025
