Tax credits are a valuable tool to trim your tax bill — here’s how they work
Tax credits can help you save big on your taxes. Here’s how they work and how to qualify.
6 min read
Jan 23, 2026
Mallika Mitra
Contributor, Tax and Investing
EXPERTISE
- Taxes
- Personal finance
- Investing
- Retirement
Mallika Mitra is a freelance writer and editor focused on taxes, retirement planning, investing and more. She was previously a writer and editor at Money, where she wrote a weekly newsletter about investing, and a wide range of stories on meme stocks, crypto, generational investing trends and more. Her work can also be found in Bloomberg News, CNBC, Business Insider and The Wall Street Journal's Buy Side, among other places.
Non-Bankrate Publications or Mentions
- WUSA9 interviews Mallika about recession proofing your finances
- WGN9 interviews Mallika on why crypto is so popular
- Everyone's Talkin' Money podcast interviews Mallika on how to invest during a recession
- Eye on Travel with Peter Greenberg interviews Mallika on the best places to retire
- This Morning with Gordon Deal interviews Mallika on overconfidence bias in investing
Mallika's latest articles
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How long you should keep tax returns and other IRS records
In many cases, keeping tax records for three years is long enough, but there are a few exceptions.
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The new tax law makes substantial changes for the 2025 tax year. Here are 6 new tax provisions that could help you save on taxes this year.
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LLCs and taxes: Here’s how to file taxes for an LLC
If your business is an LLC, you’ll need to pick the tax-filing status that suits your business best.
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How to invest every month, according to financial advisors
Part of any financial strategy is identifying what you want your money to do for you.
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How many stocks should you own?
If you buy two or three stocks, they could tank at the same time.
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Top 4 retirement worries — and how to best deal with them
If you’re concerned about retirement, you’re not alone.
3 min read May 30, 2024 -
Retirement planning checklist: 5 key steps to being financially prepared
When it comes to investing for retirement, time is your best friend.
3 min read May 28, 2024
