Chase
Chase business loans are available in 28 states, but you'll need to visit a branch to apply.
Kellye Guinan is a Bankrate editor and Certified Financial Education Instructor®. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her drinking bubble tea and lounging by the nearest body of water. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
Review the credit building loan products offered by CreditStrong.
With over 1,000 branches on the east coast, M&T Bank offers full-service banking for borrowers who prefer visiting in person.
Credit Direct is a personal loan marketplace that lends both directly and through its trusted partner network to borrowers looking for loans.
Consumers Credit Union (CCU) is a membership-based credit union that offers new, used and auto refinance loans.
SoLo funds is best for those that are looking for peer-to-peer lending for smaller loans.
MoneyLion’s Instacash feature is a cost-effective alternative to payday loans, as it comes with no fees and you can borrow up to $500 at any time.
Affirm doesn't have fees or charge interest on some of its buy now, pay later loans, but it does charge high interest rates if you miss a payment.
With about 1,500 branches across the U.S., Regions Bank offers auto loans to drivers who prefer the convenience of in-person communication while still having the option to access their loan online.
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