Survey: Expect the S&P 500 to push nearly 9% higher over the next year, say market experts
Here’s where analysts see opportunity in the stock market.
8 min read
Jun 30, 2021
James Royal, Ph.D.
Former Principal Writer, Investing and Wealth Management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Former Bankrate principal writer and editor James F. Royal, Ph.D. covered investing, financial markets, wealth management, cryptocurrency and retirement issues such as IRAs, 401(k) plans and Social Security — helping individuals make smart financial decisions that can positively and significantly improve their lives. He was at Bankrate since 2019, and has been investing in the markets for more than two decades, starting to invest during the “dotcom” boom and bust.
In particular, James is focused on how to invest well, helping individuals build wealth. His articles focused on the real steps to build wealth as well as the financial moves to avoid, those peddled by people just looking to sell you something. Importantly, he also focused on behavioral finance — an individual’s attitudes and experiences to money and investing — as a key place that people sabotage their own financial future, such as by approaching investing with fear and greed.
His work has been cited across major media, including CNBC, the Washington Post, The New York Times, CNN International and the Associated Press, and he has appeared on TV and radio in countless media outlets. James is also the author of The Zen of Thrift Conversions and Options Trading 101. He previously worked as an editor and analyst at the Motley Fool.
When he’s not thinking and writing about investing, James enjoys reading, French cinema and playing Jeopardy, having appeared on the TV game show.
James beyond Bankrate
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Survey: Real estate and cash top Americans’ list of preferred investments over next 10 years
Real estate was the top choice, but second place was something of a surprise.
4 min read Jun 23, 2021 -
Coinbase IPO: 4 unusual risks in using a direct listing to go public
Coinbase is using a direct listing for its IPO, and that process presents new risks relative to a traditional IPO.
5 min read Apr 14, 2021 -
‘To the moon’: How GameStop-boosting stock traders kicked off a shocking Wall Street feeding frenzy
It may come with a classic Hollywood setup, but the GameStop trading story isn’t quite that simple.
9 min read Jan 29, 2021 -
7 hot IPOs to watch for in 2021
Low interest rates and robust investor appetite for risk make it a good time for companies to market themselves.
6 min read Jan 20, 2021 -
Survey: Those hit financially by COVID-19 paying 4 times more in bank fees
Those hit financially by the pandemic saw average monthly charges for their checking account of $11.41.
4 min read Jan 13, 2021 -
Hit hard by the alternative minimum tax (AMT)? Here are 6 ways to reduce how much you owe
While it was designed to catch wealthy tax avoiders, the AMT may unwittingly snare many others too.
4 min read Oct 02, 2020 -
Second stimulus check: Here’s why this new proposed round of $1,200 payments could be easier to get
The HEROES Act is back, but it could be a non-starter for some Republicans.
2 min read Oct 01, 2020
