American Express Membership Rewards vs. Chase Ultimate Rewards
The right flexible rewards credit card program for you depends on your spending style and desired redemptions.
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
The right flexible rewards credit card program for you depends on your spending style and desired redemptions.
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CardMatch is a valuable tool consumers use to find the best credit card deals. Find out how you can benefit from CardMatch before you apply for a new card.
VantageScore is one way creditors can understand the risk of working with borrowers.
Bank of America and Chase offer some of the best rewards credit cards on the market.
Choosing a flat-rate or bonus category cash back card depends on how you use it.
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