Does upgrading your credit card hurt your credit score?
Does switching credit cards hurt your credit? Read on to find out.
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Does switching credit cards hurt your credit? Read on to find out.
Should you use your cash back as Citi ThankYou points?
Want to earn Amex Membership Rewards without an exorbitant fee? Consider the Green Card and Amex EveryDay.
These cards offer easy approval and discounts for your loyalty. But watch for high APRs.
This student card is best for students who want to build credit and earn rewards without ever carrying a balance.
Now that we’re debt free, we’ll never go back to our old spending habits.
The Amex Green card offers several different payment options and a very generous rewards scheme.
Earn rewards while giving back to small businesses on Saturday, Nov. 25, 2023.
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