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Hannah Smith

Editor, Personal Loans
  • 4
    Years at Bankrate
  • 7
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education Icon EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

Hannah Smith is a former Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

Outside of the Federal Reserve building
3 MIN READ

How the Federal Reserve impacts personal loans

The Federal Reserve held rates steady at its January 2026 meeting.

Woman looking at her mobile phone while leaning on a red car
3 MIN READ

Can you use a personal loan to buy a car?

Learn when it may make sense to use a personal loan to buy a car.

Red haired woman reading bill at desk.
7 MIN READ

How to get a personal loan with bad credit

You still can snag a personal loan with a low credit score. Here’s how.

Man sits at his desk looking at computer
7 MIN READ

What you need to know about payday loans

Payday loans can be tempting, but they can also create a vicious cycle of debt.

Mother and baby with dog and dad looking on from background
5 MIN READ

Low-income loans: Personal loans for a tight budget

Low-income loans exist but great rates are rarer.

An illustration with a figure of a small house, a piggy bank and a paper with the word "LOAN" written across it.
7 MIN READ

Debt consolidation loans for bad credit

If you plan to get a debt consolidation loan with poor credit, take these steps.

White man works on laptop while talking on a cellphone
4 MIN READ

How to get an emergency loan with bad credit

Four loan options to consider when you’re facing an emergency bill or expense.

A woman with a laptop sits on a couch with a small dog
7 MIN READ

The easiest personal loans to get: 2025’s best options

Just because a loan is easy to get approved for doesn’t mean it’s the best option.

Hannah's latest articles

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