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Hanna Horvath, CFP

Managing Editor, Banking
CD Icon CREDENTIALS
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
Ribbon Icon EXPERTISE
  • Banking and savings
  • Certificate of deposit (CDs)
  • Credit cards
  • Personal finance and behavioral economics
Education Icon EDUCATION
  • Bachelor of Science in Journalism, Syracuse University
  • Financial Planning (CFP) Certification

About the author

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is currently the managing editor of Deposits at Bankrate.

After graduating college, Hanna discovered how little she knew about personal finance – and how broken the modern financial education system was. From there, she made it her personal mission to help everyone – especially those in marginalized groups – better understand their personal finances and make smarter decisions with their money.

Hanna writes a weekly newsletter about the psychology of money and how our minds influence our financial decisions. She's written about emotional spending, inherited money scripts, the psychology of market bubbles, and why we're all so anxious about money right now.

In addition to Bankrate, her journalistic work has appeared in Policygenius, Business Insider, Lemonade, NBC News, and Inc Magazine.

Hanna holds a journalism degree from Syracuse University and currently lives in Brooklyn, New York. When she's not writing about money, she’s writing creative nonfiction, training for a marathon or trying out a new recipe. You can learn more about Hanna and her work at her personal website.

 

How I think about money

I believe money is less about math and more about mindset. The stories we inherit about money — from our families, our culture, our own past mistakes — shape our financial decisions far more than any budgeting app or spreadsheet. That’s why I’m passionate about the behavioral side of personal finance: understanding why we make the choices we do is the first step toward making better ones. Money doesn’t buy happiness, but it can buy freedom — the freedom to choose what you want to do and when you want to do it. My goal is to help readers get there.

Hanna's recommended readings

5 ways to achieve lifelong financial wellness
Building financial independence for women through financial literacy
10 ways to boost your financial awareness

The best financial decision you can make is understanding why you handle money the way you do. Once you see the patterns, you can start to change them.

— Hanna Horvath, CFP

Hanna's latest articles

  • Citizens Bank CD Interest Rates

    Citizens Bank only offers one option for a CD on its website. The annual percentage yield (APY) is fairly competitive, but you’ll find much higher yields at the top online banks.

    1 min read Sep 02, 2025
  • Discover Bank CD Interest Rates

    Discover Bank offers a variety of CD terms that pay competitive yields. Here are the rates Discover offers on its CDs.

    2 min read Sep 01, 2025
  • A pink piggy bank being held by a robotic/animatronic hand.

    Banks’ AI Investments Aren’t Boosting Your Savings.

    Banks have been loudly touting their multi-billion-dollar investments in artificial intelligence as a breakthrough for consumers. CEOs speak at conferences about AI-powered personalization. Marketing departments [...]

    4 min read Jun 27, 2025
  • Regions Bank Review

    Read our experts' review on Regions's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    1 min read Jan 29, 2019
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