Grace Pilling

Former Editor, credit cards

EDUCATION

Bachelor of Arts in English, Text & Writing, University of Western Sydney, Australia

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace Pilling is a former editor for Bankrate Credit Cards and CreditCards.com specializing in down-to-earth advice on everything cards, from getting started with credit and maximizing credit card perks to managing and reducing credit card debt. She’s worked in the credit card space for two years and loves learning and sharing everything you should (and shouldn’t) be doing with credit cards. Prior to working in the credit card space, Grace was an insurance and finance editor at Reviews.com and has a background in STEM education publishing.

Grace loves to show people how understanding credit can help them live their best life, whether that’s boosting a credit score to help get a great mortgage rate on their first home or maxing out rewards points to travel the world.

Education

Grace has a B.A. in English, Text & Writing with a minor in Journalism from the University of Western Sydney in Australia.

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace's latest articles

Can you pay rent with a credit card?

Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.

6 min read Oct 26, 2023
Best credit cards for expats

Living or traveling abroad can be complicated, but using your credit card doesn’t have to be.

3 min read Jul 12, 2023
Dissecting the fine print in your credit card agreement

Key financial details are buried in the tiny type. Not reading it can cost you.

3 min read Dec 23, 2021
Can I use my spouse’s income on credit card applications?

What you need to know about listing income on your credit card application

4 min read Dec 20, 2021
Can a credit card be canceled after being approved?

Here’s what you can do if your new credit card doesn’t meet your expectations.

3 min read Dec 16, 2021
What to do when you’re not immediately approved for a credit card

Everything you need to know about the credit card approval process.

5 min read Dec 16, 2021
Amex Business Platinum gets new benefits, higher annual fee

The Business Platinum Card from American Express will now have a higher annual fee of $695, up from $595, along with more benefits like card perks and statement credits. The new annual fee of $695 starts [...]

2 min read Oct 15, 2021
Walmart+ vs. Amazon Prime: Which shopping subscription service is better?

Both of these services offer very similar benefits and features, but which is best for you?

6 min read Oct 14, 2021