Grace Pilling

Former Editor, credit cards

EDUCATION

Bachelor of Arts in English, Text & Writing, University of Western Sydney, Australia

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace Pilling is a former editor for Bankrate Credit Cards and CreditCards.com specializing in down-to-earth advice on everything cards, from getting started with credit and maximizing credit card perks to managing and reducing credit card debt. She’s worked in the credit card space for two years and loves learning and sharing everything you should (and shouldn’t) be doing with credit cards. Prior to working in the credit card space, Grace was an insurance and finance editor at Reviews.com and has a background in STEM education publishing.

Grace loves to show people how understanding credit can help them live their best life, whether that’s boosting a credit score to help get a great mortgage rate on their first home or maxing out rewards points to travel the world.

Education

Grace has a B.A. in English, Text & Writing with a minor in Journalism from the University of Western Sydney in Australia.

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace's latest articles

Maxed out your 401(k)? Here’s how to invest for retirement now

Where else can high-octane savers invest when they’ve maxed out their 401(k)?

4 min read Dec 19, 2023
Take the 52-week money challenge: What it is and how to do it

Use this challenge to stash more cash toward your savings goals.

4 min read Dec 19, 2023
What is a bounced check and how do you avoid it?

A bounced check is something that should be avoided. Here’s what you need to know.

5 min read Dec 19, 2023
Financial support for Latino and Hispanic entrepreneurs

The biggest barrier facing Latino entrepreneurs is access to funding, but there are several opportunities to get the business capital needed.

6 min read Sep 06, 2022
What is the right of first refusal in real estate?

This contract language can be quite valuable to renters who wish to become homeowners.

3 min read Sep 06, 2022
A retiree’s guide to hosting on Airbnb

Here’s how you can stay safe and maximize your profits by becoming a home sharing host in retirement.

6 min read Sep 06, 2022
With mortgage rates soaring, is it still a good time to invest in real estate?

Record-low mortgage rates in 2020 and 2021 made it an ideal time to invest, but rates have soared this year.

5 min read Sep 06, 2022
The coin shortage isn’t over yet

The coin shortage in the U.S. continues to be an inconvenience for many.

4 min read Jan 21, 2022