What is redlining? The history of racism in U.S. real estate
Redlining was an official policy that discouraged investment and home loans in Black neighborhoods. It is now illegal.
6 min read
Apr 05, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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Getting a mortgage after bankruptcy: What you need to know
It’s not easy, but if you are prepared for extra hurdles, it can happen.
7 min read Apr 04, 2024 -
How much flood insurance is required by mortgage lenders?
If you need a mortgage for a home in a flood zone, your lender will likely require you to purchase flood insurance.
3 min read Mar 29, 2024 -
Sell my house fast in San Diego
Home prices in San Diego are high, and rising. Here’s what to know if you’re ready to sell.
6 min read Mar 29, 2024 -
Mortgage protection insurance (MPI) vs. life insurance
It’s important to understand how this policy contrasts with other insurance.
3 min read Mar 26, 2024 -
How to sell a house by owner in Virginia
Wondering how to sell “by owner” in Virginia? It’s possible — but it’s a lot of work.
6 min read Mar 18, 2024 -
How to sell a house by owner in Illinois
You can sell without a real estate agent in Illinois, but it’s a lot of work.
5 min read Mar 14, 2024 -
How to replace a lost or stolen credit card
When your credit card goes missing, taking action quickly can help resolve the problem and limit the fallout.
7 min read Mar 13, 2024
