8 reasons to tap your home for cash: Expenses you can use home equity for
Borrowing from your home equity can pay off, but only if you’re smart about it.
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Borrowing from your home equity can pay off, but only if you’re smart about it.
The second quarter of 2026 will be particularly rewarding for cardholders who buy from Amazon, Whole Foods Market and Chase Travel or donate to Feeding America. That’s a broad array of categories that [...]
The typical mortgage down payment might not be as much as you think.
There are banks aligned with political values, faith and causes. Here’s how to choose.
This old-school way of paying is still in demand. Here’s everything you need to know.
Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day. As they [...]
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Here’s how much $10,000 in a high-yield savings account can earn you.
We appreciate your feedback
Thank you for taking the time to share your experience.