How is credit card interest calculated?
Understand the factors that influence interest rates and save money.
9 min read
Jul 18, 2025
Christopher Murray
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Credit cards
- Investing
- Budgeting
EDUCATION
- Bachelors in English Literature; Gender Studies from Smith College
Christopher Murray is a contributor to Bankrate covering personal finance, credit cards and investing. Murray began as a single staff writer for a budding finance blog, and was formerly a senior editor at Money Under 30. He is passionate about the intersection of finance and LGBTQ+ issues.
Christopher's latest articles
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Best debt relief options for credit card debt
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.
6 min read Apr 26, 2024 -
Small business statistics in 2023
Small businesses are vital to the economy, making up a large part of the workforce.
7 min read Nov 15, 2023 -
Shop Small: Where to shop locally in Charlottesville, VA
This Small Business Saturday, support Charlottesville’s downtown and art districts.
4 min read Nov 03, 2023 -
Credit card rules you can break in an emergency
Tips you need for managing your credit card to best support you in times of need.
6 min read Apr 26, 2023 -
Payment method statistics
Learn about the current payment trends of the retail market.
4 min read Feb 28, 2023 -
The cost of being an NFL fan
The cost of being an NFL plan can be in the thousands if you support popular teams.
5 min read Sep 05, 2022
