Best credit card rewards programs in 2026
Read Bankrate’s list of the best credit card rewards programs for 2026.
Brooklyn Lowery is a former Senior Editor for Bankrate. She has more than 20 years of journalism experience and has spent the past decade helping everyday consumers approach their personal finance decisions with confidence. She is passionate about highlighting the common experiences people navigate when managing their personal finances and making decisions for their lives and families. She focuses on helping those people make informed, confident decisions that help them to thrive. She has provided expert commentary on personal finance for numerous outlets including The Wall Street Journal, Kiplinger, Forbes and many others.
In her spare time, Brooklyn enjoys dreaming of and planning her family’s next rewards travel adventure, playing with her two kids, taking nightly walks, tending her plants (indoors and out) or exploring the city with her husband. She’s a 2004 graduate of Auburn University and remains an avid Auburn Tigers fan as well as a diehard Boston Red Sox devotee.
Personal finances are unique to each individual and family and, unfortunately, not everyone starts at the same place. But no matter where you start, today is a good day to take control of your financial future. Understanding how your money works for you helps you make wise decisions — and gives you options — about how to make it work harder going forward. You can't control all of the circumstances that impact your money, so use good information to control whatever you can.
This student card is best for students who want to build credit and earn rewards without ever carrying a balance.
Although differing in rewards structure, both the Capital One Spark Cash Plus and the Plum Card from American Express are solid options for business charge cards.
I signed up way back in 2003, but I still think this card has a lot to offer.
The cash bonus can be redeemed for a cash deposit, statement credits, gift cards, charity donations and more.
The Southwest Rapid Rewards Plus bonus can help make up for the card’s $69 annual fee.
The main attraction of this card is the opportunity to work toward a coveted Southwest Companion Pass.
The Ink Business Unlimited lets you earn flat cash back on all purchases.
A balance transfer credit card can be a valuable tool when you need to pay off debt.
We appreciate your feedback
Thank you for taking the time to share your experience.