Best credit card rewards programs in 2026
Read Bankrate’s list of the best credit card rewards programs for 2026.
Brooklyn Lowery is a former Senior Editor for Bankrate. She has more than 20 years of journalism experience and has spent the past decade helping everyday consumers approach their personal finance decisions with confidence. She is passionate about highlighting the common experiences people navigate when managing their personal finances and making decisions for their lives and families. She focuses on helping those people make informed, confident decisions that help them to thrive. She has provided expert commentary on personal finance for numerous outlets including The Wall Street Journal, Kiplinger, Forbes and many others.
In her spare time, Brooklyn enjoys dreaming of and planning her family’s next rewards travel adventure, playing with her two kids, taking nightly walks, tending her plants (indoors and out) or exploring the city with her husband. She’s a 2004 graduate of Auburn University and remains an avid Auburn Tigers fan as well as a diehard Boston Red Sox devotee.
Personal finances are unique to each individual and family and, unfortunately, not everyone starts at the same place. But no matter where you start, today is a good day to take control of your financial future. Understanding how your money works for you helps you make wise decisions — and gives you options — about how to make it work harder going forward. You can't control all of the circumstances that impact your money, so use good information to control whatever you can.
Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
Learn the current rotating cash back categories for Chase, Discover and Citi.
Discover gives applicants the option to prequalify online.
If you’re focused on building your credit, both cards are good options to consider.
The Wells Fargo Active Cash has a welcome offer and flat-rate cash rewards.
If you need capital for a business, consider a small business loan or credit card.
The U.S. Bank Visa Platinum card offers an exceptionally long 0 percent intro APR.
The Citi Diamond Preferred has one of the longest intro APR offers on the market.
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